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Qanoon Digest

Salary tax calculator

On the tax year 2027 rates, salary up to Rs 600,000 a year is tax free, and the rate on each extra rupee rises from 1% to 35% above Rs 7 million. Enter your salary to see the tax, take-home pay and which slabs it falls in.

Rs

Taxable salary, after any exempt allowances.

The amount above is
Tax year

1 July 2026 to 30 June 2027

Tax each month

Rs 0

Salary each month
Take-home each month
Tax for the year
Take-home for the year
Average tax rate
Rate on your next rupee

Tax paid in each slab

Same salary in other tax years

How the tax is worked out

The calculator turns your salary into a yearly figure, finds the slab it falls in, and applies that slab's fixed amount plus its percentage of the salary above the slab's start. Only the part of your salary inside a slab is taxed at that slab's rate.

Tax year 2027 salaried rates

Yearly taxable salaryTax
Rs 0 to Rs 600,0000%
Rs 600,001 to Rs 1,200,0001% of the amount above Rs 600,000
Rs 1,200,001 to Rs 2,200,000Rs 6,000 + 11% of the amount above Rs 1,200,000
Rs 2,200,001 to Rs 3,200,000Rs 116,000 + 20% of the amount above Rs 2,200,000
Rs 3,200,001 to Rs 4,100,000Rs 316,000 + 25% of the amount above Rs 3,200,000
Rs 4,100,001 to Rs 5,600,000Rs 541,000 + 29% of the amount above Rs 4,100,000
Rs 5,600,001 to Rs 7,000,000Rs 976,000 + 32% of the amount above Rs 5,600,000
Above Rs 7,000,000Rs 1,424,000 + 35% of the amount above Rs 7,000,000

Surcharge under section 4AB on salaried people with taxable income above Rs 10 million: 2024: 0%, 2025: 10%, 2026: 9%, 2027: 0%. Super tax under section 4C applies only where income passes Rs 150 million, and is added when it does.

This is an estimate for an individual whose salary is more than 75% of taxable income. It does not deduct tax credits or reductions you may be entitled to, and it does not replace the tax your employer works out under section 149.

Where the rates come from

Every rate is read from the Income Tax Ordinance, 2001 as consolidated by FBR. The rates on this page were last checked against the official text on 2026-09-26.

Common questions

How much salary is tax free in tax year 2027?

Taxable salary up to Rs 600,000 a year, which is Rs 50,000 a month, carries no income tax under the salaried table in Division I of Part I of the First Schedule.

Is there a surcharge on high salaries in tax year 2027?

No. Section 4AB charges a 10% surcharge where taxable income exceeds Rs 10 million, but its proviso as substituted by the Finance Act, 2026 says no surcharge is payable by an individual deriving income under the head Salary. In tax year 2026 the salaried surcharge was 9%, and in tax year 2025 it was 10%.

Who counts as a salaried person for these rates?

The salaried table applies where income chargeable under the head Salary is more than 75% of taxable income. If salary is 75% or less, the higher table for individuals and associations of persons applies instead. Use the business income tax calculator for that case.

Does this include tax credits and deductions?

No. The calculator applies the rate table to the taxable salary you enter. Reductions such as tax credits for donations or pension fund contributions, or reductions for teachers and researchers, are not deducted, so your actual liability may be lower.

Why does my employer deduct a different amount each month?

Section 149 requires the employer to deduct tax each month based on the estimated tax for the whole year. If your salary changes during the year, or a bonus is paid, the employer adjusts the remaining deductions, so the monthly figure moves.